Read Milliman's Examination of Wildfire Risk Tools

Milliman research covered Zestyᴬᴵ's Z-FIRE™ model.

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"The higher the lift, the better the model differentiates the very high risk from the very low risk. Typical insurance models have lifts in the single digits, such as the one in [the left figure]..."

Source: Milliman, Understanding California wildfire risk part two: Zesty.ai risk score model