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This season's outlook combines wildfire science with AI-powered insights to help insurers reduce losses.

Includes risk forecasts, regional maps, model performance, and lessons from the LA fires.

Bonus Video | LA Fires in Focus

Get access to our on-demand briefing where experts from IBHS, Western Fire Chiefs and ZestyAI unpack the most impactful wildfire events of early 2025 — including what insurers can apply now.

Special Report

Wildfire Season Preview 2025

The LA Fires Changed Everything: Strategies Insurers Can Apply Now

Backed by real wildfire data and expert analysis to help carriers stay ahead of 2025 risk.

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Year in Review: Key insights from last season's fires, including the LA and New Mexico events, with an eye toward 2025 implications.

Spotlight on Los Angeles Fires: A breakdown of January’s Palisades and Eaton fires, their impact on WUI zones, and lessons for the months ahead.

2025 Risk Forecast: Climate signals and regional predictions to help insurers get ahead of this season’s threats.

See what’s ahead for wildfire risk in 2025 — and how insurers can apply recent lessons to reduce losses.

Model Performance in the Field: How AI-driven models performed in predicting structure loss during the Lake, South Fork and Salt fires.

AI and the Future of Wildfire Risk: How predictive tools are shaping underwriting, mitigation, and transparency efforts in 2025.