What P&C Insurance Leaders Reveal:
See the 2025 Findings
© 2025 ZestyAI, Inc.
The Forces Reshaping P&C Insurance
The Confidence Gap: Executives say their companies are adapting faster than peers — but few believe the industry is keeping pace.
Modeling Momentum: Insurers are beginning to recognize AI's edge, with 1 in 5 now calling it the most accurate model for climate and risk.
Portfolio Shifts: Non-renewals dropped 18 points this year, while ACV endorsements and inspections gained traction.
The AI Operational Gap: 18% fewer survey respondents prioritized non-renewals this year, while ACV endorsements and inspections gained traction.
Transparency as Advantage: Trust is now both the biggest barrier and the biggest driver of AI adoption.
Insurance is under pressure from every direction—catastrophe losses, regulatory scrutiny, affordability, and shifting customer expectations.
Our 2025 survey reveals where leaders are adapting fast, where gaps remain, and what it will take to move from retreat to resilience.
Plus, Get Access to this Exclusive Video
See how carriers use AI to surface real-time competitive insights.
State of Property Insurance 2025
New insights from 200+ executives on AI, climate, and risk — plus 5 imperatives for 2026.
Stay ahead of industry challenges with insights directly from underwriting, pricing, claims, and actuarial leaders.
Insurance was built on a promise: when risk strikes, protection will be there.
That promise is being tested like never before — from billion-dollar hailstorms and wildfire encroachment to rising reinsurance costs and inflation.
Brand New Edition
